Terms and Conditions

1. Acceptance of Terms

By accessing and using the Insurance Prime Hub website and services, you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.

2. Use of Services

Our services are intended for individuals who are at least 18 years of age. You agree to use our services only for lawful purposes and in a manner that does not infringe the rights of others.

3. Insurance Products

Insurance Prime Hub acts as a licensed insurance broker. All insurance products are underwritten by licensed insurance companies. Coverage is subject to policy terms, conditions, and exclusions. Please review your policy documents carefully.

4. Quotes and Pricing

Quotes provided through our platform are estimates based on the information you provide. Final premiums are subject to underwriting review and may differ from initial estimates. Prices are subject to change without notice.

5. Limitation of Liability

Insurance Prime Hub shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of, or inability to use, our services.

6. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Insurance Prime Hub and is protected by applicable intellectual property laws.

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

8. Contact Us

For questions about these Terms, contact us at 123 Insurance Ave, Suite 100, New York, NY 10001 or at legal@Insurance Prime Hub.com.